I am going to start posting tips on how to replace the systems that do not work for us. My big thing is about funding what is good for you and not funding what is bad.
For example, this week we set up our son’s first bank account. It is at a local credit union that is not hooked into the global banking scheme of making high risk investments with depositors money then getting bailed out when those bets go bad.
Do research, there are some good banks. Not many though.